Understand your report
Read original guides with official sources, plain-language explanations, and practical checklists.
Read the free guidesNewEnglish and Spanish · Certified Mail · E-sign and notary
Every detail checked.
Every letter sourced.
Put your Equifax, Experian and TransUnion reports side by side, see exactly which details don't match, and get a dispute letter tied to the page it came from. You approve every word. We can print, mail and track it for you.
Previews are free. Disputing directly with the credit bureaus is always free.
- Three bureaus, one viewEquifax, Experian and TransUnion side by side.
- Source-linked lettersEvery sentence points to the page it came from.
- Mailed with trackingPrinted, mailed and tracked, when you order it.
- English and SpanishWork in the language you read best.
Start with what you need.
Learn, practice, or open your workspace.
One workspace
The whole dispute, in one place.
From the first report to the bureau's reply, every step is recorded: what was found, what you approved and when it was sent.
Compare the three bureaus
See one account across Equifax, Experian and TransUnion. Details that don't match are flagged for your review: a lead to check, not a conclusion.
Letters tied to their sources
Each statement links to the report page or document behind it, so you can check it before you approve it.
Printed, mailed, tracked
Order First-Class or Certified Mail with return receipt, then follow the letter until it's delivered.
Replies, translated and organized
Add a bureau's response. We translate it, match it to your letter and help you plan the next step.
E-sign and notarization
When a letter needs your signature or a notary, arrange it without leaving the workspace.
Nothing moves without you
You approve every letter word for word. Nothing is mailed, signed or submitted without your explicit approval.
Straight answers
What you won't find here.
Score-increase promises
Nobody can lawfully remove accurate, current information from your report. We never promise a deletion or a higher score.
A monitoring subscription
Bring the report you already have, including your free reports from AnnualCreditReport.com.
Charges in advance
Previews are free. Every charge is taken when the work is done, never in advance.
How it works
Four steps.
You approve every one.
From the report you already have to a letter you can stand behind.
- 1
Upload your report
Bring the reports you already have, including your free ones from AnnualCreditReport.com. No monitoring subscription.
- 2
Review what differs
We line up Equifax, Experian and TransUnion and flag details that differ. A difference is a lead to check, not proof of an error.
- 3
Approve every word
Each letter points to the report page it relies on. Edit it, approve it or set it aside. Nothing moves without you.
- 4
Send it and keep records
Send it yourself for free, or have us print, mail and track it. Replies are kept with the letter they answer.
The CheckDispute approach
Less guesswork.
More understanding.
A thoughtful process, built around your facts and your decisions.
Fictional example
Know where every number came from.
Sourcepage 1
Example BankAccount ending 4821
- Account number
- •••• 4821
- Account status
- Open
- Reported balance
- $1,240
Statement · same dateExample Bank
Account ending 4821
Statement balance$940
The difference is a starting point for review, not proof of an error.
Your report. Your explanation. Your decision.Explore the free demo
The whole process in under two minutes: upload a report you already have, answer one question per account, review the letters we prepare, and decide how to send them. Read the transcript
Pricing
Clear pricing.
Charged after the work.
Preview free. Pay only when you want to download, print or send. Every charge is taken when the work is done, never in advance.
One report pricing option
One credit report, unlocked once. No plan needed.
$29USDone time
Start freeIncludes:
- Preview every prepared letter free
- Download, print, approve and send your letters
- Follow-up rounds included
- Not included: Bureau replies translated and explained
- Not included: Member prices on mailing and e-signing
- Not included: 1 notarization included each month
Basic pricing option
1 report a month, with follow-up rounds.
$19.99USDper month you use it
Start freeIncludes:
- Preview every prepared letter free
- Download, print, approve and send your letters
- Follow-up rounds included
- Not included: Bureau replies translated and explained
- Not included: Member prices on mailing and e-signing
- Not included: 1 notarization included each month
Plus pricing option
Up to 3 reports a month, with bureau replies explained.
$29.99USDper month you use it
Start freeIncludes:
- Preview every prepared letter free
- Download, print, approve and send your letters
- Follow-up rounds included
- Bureau replies translated and explained
- 25% off mailing and e-signing
- Not included: 1 notarization included each month
Premium pricing option
Everything in Plus, with the lowest add-on prices.
$49.99USDper month you use it
Start freeIncludes:
- Preview every prepared letter free
- Download, print, approve and send your letters
- Follow-up rounds included
- Bureau replies translated and explained
- 60% off mailing and e-signing
- 1 notarization included each month
You can always dispute for free, directly with the credit bureaus, using your free reports from AnnualCreditReport.com.
Accurate negative information is not an error, and no result or score change is guaranteed.
Add-ons, charged only when performed: e-signature $6.99, First-Class mail $6.99, Certified $24.99, Certified with electronic return receipt $32.99, notarization $50. Plus and Premium members pay less.
Plans need a card on file. We place a hold when your first service of the month starts and charge it when that service is delivered. Months you don't use are not charged. No month-end bills.
Credit Clarity · Free guides & quizzes
A little knowledge.
A more confident next step.
50 free guides to reading your report and preparing a dispute, each linked to the official sources it relies on.
How to Read Your Credit Report, Section by Section
Read your credit report section by section: the five parts, the exact field to check in each, the document to compare it against, and what a gap proves.
CheckDisputeFree Credit Clarity guide
Why Are My Three Credit Reports Different? What to Check
Three bureaus, three separate files. See which fields to compare on one account across two credit reports, and what a mismatch does and does not prove.
CheckDisputeFree Credit Clarity guide
What to Include in a Credit Report Dispute Letter
The six elements a dispute letter needs, and the job each one does. Knowing why they are there lets you write a better letter than any template gives you.
CheckDisputeFree Credit Clarity guide
Good questions.
Clear answers.
Straight answers about cost, results and what happens to your letters.
Can I dispute credit-report errors for free?
Yes. You can contact credit bureaus and furnishers directly. CheckDispute helps you organize the process. Read the CFPB’s free dispute guidance.
Why pay if disputing is free?
You don't have to. You can dispute directly with the credit bureaus at no cost. CheckDispute sells convenience: we read your report, organize your evidence, prepare source-linked letters and can mail them with tracking. Previews are free, so you see the work before you pay.
Does this guarantee a higher credit score?
No. CheckDispute does not promise score increases or account deletion. Start by checking whether the reported information is accurate; accurate negative information is not automatically disputable.
Will anything be mailed without my approval?
No. Printed-and-mailed delivery is an optional paid service you order per packet, and nothing is ever mailed, signed, or submitted without your explicit approval.
Can I use my own credit report?
Yes. Create an account, upload your report privately, and review every drafted letter yourself. The free demo still uses fictional information.
Your next step starts with clarity.
Preview your letters free. Pay only when you want to download, print or send.
